2nd Mortgage Zone

We filed bankruptcy a year ago. We went to the first mortgage, but in the second mortgage (home equity line of credit). There is land, no one denies that, and we do not have a notice or other communication received from them since. We want to sell the house now for our daughter. If the second mortgage has a claim to the property? Yes, they still have a claim. Check with your bankruptcy attorney. It is usually not possible, a mortgage is completed, it will not be refunded. Ask to review a broker and see what mortgage on the property, so you know what you're away. I think home equity loan was secured by a mortgage or deed of trust. If so, you already have this guilt is personal, but the second mortgage is still connected to the property and is repayable in full possession before it is sold to another with a clean title.