2nd Mortgage Zone

We just closed on our house last Friday. We ended up with less money than we had hoped, as the final cost was so high. We are committed to our new family home 10th August and closing costs to be closed will be higher than we planned, too! In any case, we are short about $ 4,000 to date for the new house. Is it better to let it fall into mortgage or a second mortgage on the first? Not sure how it works. Thank you. I would rather lose in the first mortgage. A second mortgage will include additional costs and interest rates higher. The only program I know your costs include the purchase of a role, the federal Rural Housing Program. It can be something of implosion of the subprime market, lenders have tightened considerably.